St. Charles County Distressed-Housing Report
A data look at foreclosure activity in St. Charles County, Missouri — built entirely from public records.
Coverage: St. Charles County (260)
Method: public foreclosure filings, deduped
Compiled: October 17, 2026
Aggregate statistics only. No owner names, street addresses, parcel
numbers, or contact details appear anywhere in this report — every figure is a
count or share rolled up to the ZIP or county level.
Source: county recorder filings, deduped
Key findings
- St. Charles County, Missouri recorded 260 foreclosure filings between April and October 2026.
- The most recent complete quarter, Q3 2026, saw 139 filings in St. Charles County.
- Across complete months, monthly volume held between 35 and 55 filings.
- ZIP code 63376 (St. Charles County) had the most filings of any ZIP code, with 45.
- 99% of properties entering foreclosure were owned by individuals rather than investors, banks or trusts.
- 168 properties were seen at the recorder stage (the start of a Missouri foreclosure, which an owner can still cure) and 154 reached a published trustee-sale notice; 62 appear at both.
figures as of October 2026 · CC BY 4.0 — free to republish with attribution
Filings by month
Foreclosure filings per month in St. Charles County, complete months only. Volume holds between 35 and 55 filings a month.
Filings by month: May 2026 35; June 2026 55; July 2026 47; August 2026 43; September 2026 49.
complete quarter: Q3 2026 = 139 filings
Top affected ZIP codes
Ranked by foreclosure filings. Investor/entity share is the cut
whose owner-of-record is a company, bank, or trust rather than an individual.
| ZIP | County | Filings | Relative | Investor/entity |
|---|---|---|---|---|
| 63376 | St. Charles | 45 | 45 | 0% |
| 63366 | St. Charles | 41 | 41 | 2% |
| 63385 | St. Charles | 41 | 41 | 0% |
| 63303 | St. Charles | 26 | 26 | 4% |
| 63304 | St. Charles | 26 | 26 | 0% |
| 63301 | St. Charles | 25 | 25 | 0% |
| 63367 | St. Charles | 22 | 22 | 0% |
| 63368 | St. Charles | 21 | 21 | 0% |
| 63348 | St. Charles | 4 | 4 | 0% |
| 63386 | St. Charles | 4 | 4 | 0% |
| 63341 | St. Charles | 2 | 2 | 0% |
| 63005 | St. Charles | 1 | 1 | 0% |
source: public foreclosure filings + owner-of-record · ZIP-level rollup
Owner type of properties in foreclosure
Owner-of-record class at filing, by name pattern. Shows how much
distress is investor/entity-held versus owner-occupant.
investor entity
lender-held
trust / other
source: owner-of-record name pattern · entity vs individual · 243 classified (17 unclassified excluded)
Cite this report
Free to cite & republish — CC BY 4.0
Journalists, bloggers, and researchers are welcome to use these figures,
including commercially. You do not need to ask. Credit
Wishbone Buys Homes Housing Data Desk and link back to this page.
Licensed under
Creative
Commons Attribution 4.0. Applies to the figures and this report, not
to the rest of the site.
Wishbone Buys Homes Housing Data Desk.
https://wishbonebuyshomes.com/st-charles-county-distressed-housing-report/
Methodology & sources
- Foreclosure activity — two public-record stages of a Missouri
non-judicial foreclosure: the recorded successor-trustee filing (the start of the
process, which an owner can still cure) and the published trustee-sale notice
(roughly 21 days before auction). Deduplicated by property, so a filing seen at
both stages, or published on several dates, counts once. - Owner type — owner-of-record / borrower name classified investor / bank /
trust / individual by entity name pattern; only the category is kept, the name is discarded. - Monthly figures — bucketed by the date a filing was captured from
the public record, never by the scheduled auction date (which is a future
date and would shift volume into the wrong month). Where a record carries no
capture date of its own, the date of the collection run that retrieved it is
used. The first and current months are partial and marked as such. - Coverage — St. Charles County, Missouri. St. Louis County and St. Louis City are not included: our public-record capture there is not yet complete enough to publish.
- No personal data — a hard filter drops every name, address, parcel, and
contact field before any figure reaches this page — every number here is a count or a share.
provenance: public records only — county filings and legal-notice publications